TJSB Pre-Shipment Finance

A working capital advance granted to exporters to enable them to purchase/import raw materials, process and pack goods meant for exports. The tenor of the advance is normally up to 90 days or period of production cycle with maximum of 180 days. We offer services in both local and foreign currency.

All you need to know

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  • Type of Loan :Packing Credit.
  • Purpose :Working Capital.
  • Loan Amount : Need based– within the banks exposure limit
  • Margin : As per Banks policy from time to time.
  • Repayment : Normally up to 90 days or production cycle period with maximum of 180 days.
  • Rate of Interest : INR - Linked to REPO Foreign Currency - Linked to LIBOR/EURIBOR
  • Who can borrow
    Individuals, Proprietorship, Partnership, Pvt. Ltd. & Public Ltd. Companies.
  • Prime Security
    Hypothecation of Stock & Book Debts.
  • Collateral Security
    If required, on case to case basis.
* “Conditions Apply. Loan at the sole discretion of the Bank”

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